QuidbowerYour money, in sharp focus
Import your bank statements and let it categorise everything automatically — budgets, subscriptions and tax deductions — without ever handing over a bank login.
Reasoning
Spending trend
May 2026 · daily
High-level impact
Spending fell from $3,412 → $3,271 (−4.2% MoM) while income held steady, lifting the savings rate to 40% of income — the best month this quarter.
Key findings
Shopping led the spend —Shoppingreached $770.92 (24%), driven by two one-off purchases mid-month.
Essentials stayed flat —Groceriesat $602.21 andBills & Utilitiesat $350.96 match their three-month average.
Subscriptions crept up —Subscriptionshit $177.43 across 12 services; one annual renewal lands next week.
A new kind of money tracker.
Import
Drop in your monthly CSV or PDF statements from Amex, HSBC and ING. Parsing, de-duplication and month-splitting are automatic.
Categorise
Rules and AI sort every transaction — and learn from how you label them, so next month takes seconds.
Understand
Dashboards, budgets, subscriptions and tax deductions, all in one view that actually answers questions.
Everything in one place
A full picture of your spending — built for precision.
Import any statement
Amex & HSBC CSVs and ING PDFs — parsed, de-duplicated, and split into the right month automatically.
70 imported · 0 duplicates · split across 2 months
Auto-categorise
Keyword, merchant and AI rules categorise spending and remember every choice for next month.
Rules remember every correction you make
Budgets that alert
Set monthly limits per category and watch budget-vs-actual with over-budget warnings.
Find subscriptions
Recurring charges are detected with their cadence, monthly cost and next due date.
Tax deductions
Flag deductible expenses and get keyword-based suggestions you might have missed.
Private by design
No bank logins, no Open Banking — your statements and data stay under your control.
No bank connection. No third parties.
You choose what to upload, and you can delete everything at any time.
Why it exists
“My bank app shows transactions. It never answers the actual question — where did the money go?”
Bank sources supported
Private — data stays yours
Bank logins required
Built-in categorisation rules
Take control of your money today.
No bank connection, no spreadsheets. Just import and understand.